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About Us / History

How FSI Continues to Transform Retail Banking

History - FSI opens the first supermarket bank branch in an Ingles Grocery Store in Cornelia, Georgia in 1984.

FSI’s history begain in January of 1984. Our founder, the late J. Alton Wingate, Sr., revolutionized retail banking and opened the first Supermarket Bank® in Cornelia, Georgia for Community Bank & Trust inside an Ingles Supermarket; shortly thereafter, FSI became the first company to license the in-store banking concept by the trademark, The Supermarket Bank®. FSI has since become the preeminent leader and consultant in this expanding and ever-changing segment.

Market Contractors, Ltd., an Oregon Corporation, acquired Financial Supermarkets, Inc. on
March 4, 2010 adding to our rich history of innovative companies. Market Contractors is a national general contractor based in Portland, Oregon, with over 40 years experience specializing in financial, retail, and healthcare design and construction.

An extensive list of national projects has lead to the growth of the employee-owned company and reflects its dedication to deliver exceptional products and services to their customers. Financial Supermarkets continues its 40+ year history as the pioneer in the supermarket banking industry and is considered one of the premier providers of retail bank branches in the nation. Together, they are the nation’s strongest and most complete provider for retail delivery channels in the financial industry.

We’ve Always Been About Retail Branching for Financial Institutions

Since 1984, we have seen a lot of change to face the bank and credit union industry and met some amazing financial leaders and professionals along the way. Being immersed in this culture provides us with a competitive edge to fully understand how your branches conduct day-to-day operations as well as how your customers/members engage with your branch and branch team. We are proud of our company history and those we have served along the way.

FSI has designed, built, and installed over 2,500 retail branches since 1984.

Total Branches Built Since 1984

FSI's bank partners make up 14% of its business portfolio.

Bank Partners

FSI's credit union partners make up 86% of its business portfolio.

Credit Union Partners

Our Journey


FSI is officially formed and places a branch in the Ingles in Cornelia, GA for Community Bank & Trust.


FSI holds the 1st Annual National Retail Banking Conference in Atlanta, GA.


FSI received a registered trademark for The Supermarket Bank launching the brand to the financial industry stage.


FSI opened the first in-store branch in Hawaii for American Savings Bank, F.S.B. in Honolulu, HI.


Aubrey Motz was named the second CEO of FSI, succeeding J. Alton Wingate.


Roy Bell was named the third CEO of FSI succeeding Aubrey Motz.


FSI completed its first in-line/storefront brach for Clearpath Federal Credit Union in Moreno Valley, CA.


Market Contractors, Inc., a full-service general contractor based out of Portland, OR, purchases FSI and helps elevate the retail banking concept to a new generation of bankers.


FSI installs a branch for U.S. Bank in a Meijer Grocery Store in Lexington, KY, in just 4 days. This launched the FSI rapid install and transformation program.


FSI unveiled and installed the first live stream station unit for Tennessee Valley Federal Credit Union in Knoxville, TN.


FSI holds the 35th Annual National Retail Banking Conference in San Antonio, TX.


In January, FSI celebrates 40 years of branch expansion, transformation, and consulting solutions serving the financial and retail industries.

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