Author: Matt Paul
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Eight Reminders for High-Performance Teams in Retail Banking
Leadership in the banking and credit union world is never easy. The stakes are high, the regulatory environment shifts, and customer/member expectations are rising. Over time, many leadership teams struggle not because they lack talent or good intent, but because the leader overlooks fundamental truths about building and sustaining culture, accountability, and trust. Below are…
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Vision is the Overlooked KPI
As leaders, we’re taught to obsess over revenue, headcount, and the bottom line. While those numbers matter, they aren’t the critical measure of whether we’re actually leading. Working alongside some of the best and brightest bank and credit union leaders in the nation, I’ve come to realize that vision is the overlooked KPI. Ask yourself,…
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Leadership Through Accountability
As leaders, we often focus on metrics like revenue, headcount, and profit margins. While these are important, they don’t always reflect the true measure of our leadership. Steven Covey shares that “accountability breeds response-ability.” In my experience, especially in the dynamic environments of retail banking and design-build projects, the real indicator of effective leadership is…
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Leadership by Listening
I recently stopped by a job site just during the installation phase of a new branch project. The electrician mentioned a change in the layout that hadn’t made it to the construction drawings. It was a passing comment, nothing formal. But it would have caused a serious delay if we hadn’t caught it at that…
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Teamwork is a Competitive Advantage Your Branch Can’t Afford to Ignore
In today’s fast-evolving financial landscape, digital technology, regulation, and client expectations are reshaping the way banks and credit unions do business. Amid all this change, however, one principle remains timeless and more critical than ever…teamwork. Financial Institutions that invest in a collaborative culture outperform those that don’t. Their employees solve problems faster, provide better customer/member…
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Strengthening Trust and Community Through Branch Presence
In the evolving financial landscape along with increasing digital banking resources available, physical branches remain powerful symbols of a bank or credit union’s dedication to the community. Physical branches are still critical to strengthening trust and community. A recent report by Q2 Holdings revealed that 61% of credit unions plan to expand branch networks in…
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The Power of In-Person Engagement
In an age where digital convenience reigns, true retail banking stands apart through its human touch. A YouGov study for Diebold Nixdorf found that 33% of U.S. consumers still consider physical branches essential for core banking activities, across all age groups, demonstrating that face‑to‑face interactions remain critical in trust‑based services. This emotional and psychological reassurance,…
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Is Your Branch Footprint Holding You Back?
5 Signs It’s Time to Expand or Remodel In today’s rapidly evolving financial landscape, standing still is not an option. With consumer expectations shifting and banking innovation accelerating, many banks and credit unions are asking an important question: Is our current branch footprint helping or hindering our growth? Whether you’re experiencing increased foot traffic, struggling…
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Digital Transformation Fuels Growth and Builds Stronger Client Relationships
Digital transformation fuels growth. Strategically leveraging technology adds value and can build stronger relationships with clients.
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Banking Trends that Will Shape 2025
The banking industry is on the cusp of significant transformation. Driven by advancements in technology, shifting customer expectations, and evolving regulatory landscapes, financial institutions must adapt to stay competitive. Banking trends that will shape 2025 are set to redefine how banks and credit unions operate. How will these trends influence everything from customer experiences to…