FSI HAS HELPED OVER 600 FINANCIAL INSTITUTIONS NAVIGATE THE BRANCH EXPANSION PROCESS WITH SMART INTELLIGENCE AND INNOVATIVE, CUSTOM BRANCH ENVIRONMENTS DELIVERED WITH A PROVEN SPEED TO MARKET APPROACH THAT IS ONE-FIFTH THE COST OF A TRADITIONAL BRANCH BUILD. LET US HELP YOU!

As you enter into your 2026 budget planning sessions, consider the following to assist your management team and board to focus on what is truly important to your clients: an experience like no-other that fosters the building of long-term relationships and client loyalty.

Understanding the market potential and banking deserts within your service area or field of membership—knowledge to grow.

FSI provides complimentary market intelligence and location planning assistance for financial institutions.

• Our research utilizes the brain power behind Bancography and S&P Global Market Intelligence. The benefit to you lies within the data. Gain a bird’s eye view of your market(s) to make the best possible decision for branch expansion.
• FSI maintains relationships with the nation’s top retailers and is granted access to all in-store tenant availability. We are happy to provide a list of current and future opportunities within your market parameters
• FSI also has access to in-line or storefront tenant opportunities for those financial institutions looking to take advantage of retail traffic in a retail-adjacent branch offering.
• You may also opt to update, upgrade or transform an existing branch to provide a better client experience or adopt new technology to be the innovative leader in your market.

Understanding the importance of prioritizing interactions and financial fitness over transactions—a winning strategy for growth.

Technology has changed the way clients interact and bank with us. It is shaping the future of financial service delivery. The rapid pace of this change is often daunting to remain educated.

Benefits of Embracing Technology

Incorporation technology with a plan is a smart way to step beyond the transaction relationship to provide a meaningful financial advisor role and literacy educator. Your clients need you more now than ever.

• Technology increases client convenience and satisfaction by adding more time in their day
• Technology helps your branch operate with greater efficiency allowing employees to address larger financial matters and focus more on one-on-one service delivery which strengthens the client relationship.
• Decreased transaction costs. Studies show that most in-branch teller transactions can be reduced through ITMs or Live Stations by $4.25 per transaction. Self-service technology typically costs between $.50 and $.75 per transaction making it a no-brainer.
• Technology helps with smart growth. Expand your market with smaller physical locations. Keep construction costs to a minimum and solve your current staffing challenges by offering branches staffed by a hybrid of ITMs and financial advisors.
• Teller Cash Recyclers (TCRs) process transactions faster and more accurately. They also increase security by dramatically reducing vault transactions while increasing staff efficiency as two staff members can operate from one TCR.

Considerations when Embracing Technology

• A one size fits all approach is ineffective. Allow FSI to recommend the best decisions based on our experience.
• Clients still crave human interaction for larger financial decisions. Using technology to fully replace the human element is a recipe for disaster. A clear understanding of how technology enhances the experience and strengthens the client relationship is key.

Shape the future of client experience through innovative design trends that stand the test of time—smart growth strategies.

Harness the 40+ years of design and build experience FSI has to offer. Since 1984, FSI has worked solely with banks and credit unions in all 50 states to provide beautiful and innovative branch environments that make sense for your clients and the employees who serve them. We understand how you do business.

An FSI branch expansion or transformation project offers:

• A smooth design-build process bringing all facets of your branch project under one roof. Easy to navigate as all decisions are streamlined for the best possible branch outcome.
• Innovative designers and architects who understand how your employees work with the space and how your clients engage and interact within the space as well as a comprehensive understanding of emerging technologies and applicable ADA requirements.
• A custom, pre-fabricated approach allows you project to meet the completion deadline in the shortest amount of time possible. FSI’s speed-to-market approach cannot be beat. Our proven design, manufacturing, and installation program sets the gold standard.
• A team of professionals focused on your project goals from start to finish. Extend your team’s knowledge and insight needed for success. Let us do the heavy lifting for you.

Partner with FSI to develop your 2026 Branch Expansion and Transformation Plan.

Our team is ready to help guide you and your board through the next budget planning session. Contact us today to get started!